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What happens between pay and paid. More than you'd think, and every step of it is on the record.

A bank transfer arrives matched to its order, and every payment, whichever way it's made, is screened before it settles and reconciled after. Your dashboard shows each one as it happens.

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  • Reports by market and method, in each market's currency
  • CSV and XLS export
  • A feed for your BI stack
Merchant dashboard · illustrativeAn illustrative view of the Vianta merchant dashboard for an invented merchant, Ostrel: the last 30 days' payment volume, the success rate, and the payments that did not complete, by cause.

Checked before it moves. Counted once it lands.

Risk screening. Every payment scored before it is approved.

In-house
Our own module screens every payment before it reaches settlement, with nothing separate to buy or configure.
Per market and method
Applied to each payment by its market and method.
Calibrated to your account
Our team sets its parameters to your profile and keeps them current as your volume and markets change.
Illustrative: four risk rules checked on one payment, three passed and one flagged; a score of 24 against a threshold of 70, so the payment is approved.
Illustrative: in the last 30 days, 1,532 of 21,889 payments did not complete: 612 customer errors, 498 bank errors, 341 fraud blocks, each stopped before settlement, and 81 system errors.

Settlement. Every payment lands in a batch, and every batch adds up.

Per cycle
Each settlement cycle is reconciled, payment by payment.
On agreed terms
Daily settlement is available for most local methods, on the terms in your agreement.
Multicurrency
Local currency proceeds are converted and settled through multicurrency settlement options, at the FX spread in your Merchant Service Agreement.
An illustrative settlement statement for one of Ostrel's batches: QR payment and bank transfer volumes as the lines of one statement, 1,680 transactions totalling USD 43,683.70, settled in USD.

Settlement statement · Ostrel · illustrative

What the buyer sees. The methods they already use, in the brand they came for.

Methods matched to the market
Each buyer sees the local methods of their own market, in its currency.
Each method's own step
A bank transfer opens its own step, with the market's own banks.
Your checkout
Your logo and colours, and the methods you choose, in the order you set.
Talk to an expert about your checkout
Hosted checkout · Indonesia · illustrativeAn animated demonstration of Vianta's hosted payment page for an illustrative merchant, Ostrel, and a transaction of Rp 1.250.000 in Indonesia. The demonstration rearranges the payment methods, shows that a payment method can be hidden or kept, then opens the bank-transfer step, listing Bank INA, Bank Rakyat Indonesia (BRI), Bank Mandiri, PermataBank and Nobu Bank for payment by virtual account, before returning to the payment view showing QRIS and bank transfer options.

Hosted page, API, SDK or plugin. The events that come back are the same.

  • Hosted payment page

    Redirect to it, or embed it in your checkout.

    Configured to your brand and methods; payment details never touch your server.

  • Server-to-server API

    Local methods and payouts from your own backend.

    One endpoint for acceptance, payouts and reporting, across every method and market in your account.

  • Mobile SDK

    For in-app payments.

    iOS and Android, with every method in your account and no browser redirect.

  • Plugins

    For the commerce platform you already run.

    Install it, add your credentials, and your checkout shows every method in your account.

Signed events
An event for every payment and every payout, signed, so your systems never poll.
Sandbox on approval
It mirrors your account, every method in it.
One payment in three steps: your server creates it, the customer pays on the hosted payment page, and a signed event confirms it at your endpoint.
Illustrative events for one QR payment: created, the customer on the payment page, the QR code issued, payment successful, then added to the day's settlement. Only the success means the payment is paid; the other events are steps.

FAQ

A hosted payment page, redirected to or embedded in your checkout; a server-to-server API; a mobile SDK for in-app payments; and plugins for supported commerce platforms. Each carries every local payment method in your account.

Yes, on approval. It mirrors the full scope of your account, including every payment method.

Yes. The dashboard reports fraud-screening outcomes on their own, apart from bank and customer errors, by market and method.

Yes. It runs within Vianta's gateway environment, which operates to PCI DSS Level 1 standards. Payment details do not pass through your server.

Try every method before a real payment runs.

Apply, and once you're approved your sandbox mirrors your account, every method in it. On the hosted page, payment details never touch your server.

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Your sandbox

Methods
Every method in your account
Payment data
Never on your server